When you’ve earned a few extra bucks online, the last thing you want is to wait weeks for a check or get stuck with a gift card you’ll never use. That’s why money making apps that pay through PayPal are so popular. The cash hits your account fast, and you can transfer it straight to your bank or spend it anywhere PayPal is accepted.
PayPal is the most popular digital payment app in the U.S. by a wide margin. A recent survey from MoneyZine found that 3 in 4 Americans use it, with the next closest competitor sitting at just 27%.
If you’re earning online, PayPal is often the easiest (and safest) way to actually get your money. The catch? Not every app that claims to pay PayPal actually does it well. Some have sky-high cashout minimums. Others take 10+ business days to process. And a few quietly steer you toward gift cards instead.
In this guide, you’ll find 12 legit money making apps that pay through PayPal, including their cashout minimums, processing times and what to expect in real earnings.
Looking for more options? Check out our full guide to the best apps to make money.
Key Takeaways
- PayPal payouts are faster and more flexible than gift cards or checks for most rewards apps.
- KashKick processes PayPal cashouts in 1-3 business days with just a $10 minimum.
- Watch for high cashout minimums and slow processing times that can stretch weeks.
- Combining two or three apps is the easiest way to maximize PayPal earnings consistently.
- Always avoid apps that charge fees to cash out or require upfront payments to join.
Money Making Apps That Pay Through PayPal: Quick Comparison
| App | PayPal Minimum | Time to Payout | Best For |
| KashKick | $10 | 1-3 business days | Variety (games, surveys, deals) |
| Branded Surveys | $5 | 1-3 business days | Survey takers |
| Cash Giraffe | Varies | Up to 7 business days | Mobile gamers |
| Survey Junkie | $5 | Within 24 hours | Consistent survey income |
| InboxDollars | $15 first time, $10 after | Up to 10 business days | Mixed earning (surveys, games, email) |
| Google Opinion Rewards | $2 | Automatic | Quick micro-surveys |
| Swagbucks | $25 | Up to 10 business days | Earning variety |
| UserTesting | No minimum (per test) | 7 days after approval | Testers with mics |
| Prime Opinion | $5 | Within hours | Fast survey cashouts |
| Rakuten | $5.01 | Quarterly | Online shoppers |
| PlaytestCloud | Per-test payment | Up to 3 days | Mobile game testers |
| PrizeRebel | $5 | Within 24 hours | Surveys + gift cards + crypto |
Why Choose Apps That Pay Through PayPal?
Before diving into the list, it’s worth understanding why PayPal payouts beat the alternatives.
PayPal gives you real money you can use anywhere rather than store credit, sweepstakes entries or points that expire. You can transfer it to your bank, send it to friends or spend it directly online. Plus, PayPal is one of the most trusted payment processors in the world, so you don’t have to share your bank info with every random app.
The downside? Some apps treat PayPal as a premium option with higher minimums or longer wait times than gift cards. The apps below were chosen because they make PayPal cashouts genuinely accessible.
15 Money Making Apps That Pay Through PayPal
Here are 15 legit apps that pay real cash through PayPal, starting with the one that does it best.
1. Get Paid to Play, Survey and Shop With KashKick
KashKick is a rewards platform that pays you real cash for playing games, taking surveys, claiming deals and shopping online. Once you earn $10 in your account, you can cash out directly through PayPal, and the team processes payments in just 1-3 business days.
What makes KashKick stand out for PayPal users is the transparency. You’ll see exactly how much each task pays before you start, and once you complete a survey, the cash hits your KashKick balance instantly. No confusing point system to decode. $1 Kash equals $1 USD, plain and simple.
One member, Eric, earned more than $500 in less than a year just by playing games and taking surveys in his free time. Stay-at-home mom Christina pulled together about $75 in fun money for a family trip. Read more KashKick reviews from real members.
Requirements: U.S. residents, 18+ Cashout minimum: $10 Time to payout: 1-3 business days Payout options: PayPal, Venmo, gift cards, charity donations
KashKick is currently rated 4.6 stars on the App Store and 4.4 stars on Google Play.
👉 Sign up for KashKick today and start earning real cash through PayPal.
2. Take Online Surveys With Branded Surveys
Branded Surveys pays you in points for completing surveys, with 500 points equaling $5—their minimum cashout. Once you hit that threshold, you can cash out through PayPal with most members reporting payments within one to three business days.
The platform is survey-only, so your earning ceiling is lower than apps that offer games and deals too. Still, members report earning anywhere from $5 to $100 a month depending on how often they log in.
For more options, check out our roundup of legit survey sites that pay cash.
Requirements: 18+, available in U.S., Canada and U.K. Cashout minimum: $5 (500 points) Time to payout: 1-3 business days
3. Get Paid Per Game With Cash Giraffe
Cash Giraffe tracks how long you actively play mobile games and pays you in gems you can convert to PayPal cash or gift cards. You can start cashing out for as little as $0.50 in PayPal, which is one of the lowest minimums in this category.
The trade-off is that the per-minute rate is modest (around $1 to $2 per hour), and PayPal payouts are processed in euros, so currency conversion may slightly affect your final amount. PayPal payouts typically take a few hours to three business days.
Requirements: Android and iOS users Cashout minimum: Varies Time to payout: Up to 7 business days
4. Earn From Surveys With Survey Junkie
Survey Junkie is one of the longest-running paid survey sites and pays out through PayPal with a low $5 minimum. Survey Junkie also throws you a few points even when you get disqualified, which is a nice touch.
Members who opt into the Surf to Earn program (which tracks browsing habits) tend to qualify for more surveys and earn faster. Want a deeper look? Check out our full review of Survey Junkie.
Requirements: U.S., Canada, U.K. and Australia, 18+ Cashout minimum: $5 (500 points) Time to payout: Within 24 hours
5. Try InboxDollars for Variety
InboxDollars has been around since 2000 and pays for surveys, games, shopping and even reading emails. Unlike many platforms, you earn actual dollars, not points—so it’s easy to track progress.
Your first PayPal cashout requires $15, and the minimum drops to $10 for future requests. Processing typically takes 3-10 business days, which is on the slower side. New members get a $5 sign-up bonus. For a deeper look, see our full InboxDollars review.
Requirements: U.S. residents, 18+ Cashout minimum: $15 first time, then $10 Time to payout: Up to 10 business days
6. Take Quick Surveys With Google Opinion Rewards
Google Opinion Rewards sends you short surveys—often 20 seconds or less—based on your location and recent activity. iOS users get paid through PayPal, while Android users receive Google Play credits.
Surveys typically pay $0.10 to $1, so the earnings are small per task, but the time investment is even smaller. Payments are sent automatically once you hit $2.
Requirements: iOS for PayPal payouts Cashout minimum: $2 (auto-paid) Time to payout: Automatic when threshold hit
7. Earn Points With Swagbucks
Swagbucks is one of the biggest names in rewards, paying for surveys, games, shopping, watching videos and more. You earn SB points which convert to PayPal cash—the minimum is $25 (2,500 SB).
Swagbucks is comprehensive but the points system can feel confusing, and PayPal payouts can take up to 10 business days, especially for first-timers. For the full breakdown, see our review of is Swagbucks legit.
Requirements: Available in 15+ countries Cashout minimum: $5 (500 SB) Time to payout: Up to 10 business days
8. Get Paid to Test Websites With UserTesting
UserTesting pay varies on the test, with longer interview-style sessions paying more. One review notes that unmoderated tests pay $10 while live/moderated tests can pay $30 to $120 per session. Tests usually involve giving spoken feedback while navigating a website or app, and all payments are sent through PayPal—it’s the only payout method.
You’ll need to pass a practice test to qualify, and some hardware requirements apply (microphone, screen recording capability). There’s no minimum threshold; payments are sent seven days after each approved test.
For other low-effort options, check out ways to earn money online for free.
Requirements: Microphone, screen recording, 18+ Cashout minimum: No minimum (per-test payment) Time to payout: 7 days after test approval
9. Make Cash With Prime Opinion
Prime Opinion is a survey-focused platform with consistent payouts through PayPal. Surveys typically pay between $0.50 and $5, and the platform has a low $5 cashout threshold.
Members report higher qualification rates than some competitors, which means less time wasted on disqualifications. Cashouts are processed immediately and often credited to your account within a few hours.
Requirements: 18+, multiple countries supported Cashout minimum: $5 Time to payout: Often within a few hours
10. Earn Cashback With Rakuten
Rakuten gives you cashback when you shop online or in-store at thousands of retailers. Once you earn at least $5.01, you can choose to get paid through PayPal.
The downside is Rakuten only pays out quarterly, so if you sign up in May, you might not see your money until August.
For more ways to earn in this category, see our roundup of the best cashback apps for 2026.
Requirements: Available globally Cashout minimum: $5.01 Time to payout: Quarterly
11. Test Mobile Games With PlaytestCloud
PlaytestCloud hires gamers to test mobile games before they launch. Tests typically pay $5 to $9 each and involve about 15 minutes of recorded gameplay with verbal feedback. Payments are sent through PayPal.
You apply to specific tests rather than getting unlimited access, so frequency varies. The pay-per-test rate is one of the better ones in this guide.
Requirements: 16+, mobile device Cashout minimum: Per-test payment Time to payout: Up to 3 business days
12. Cash Out Fast With PrizeRebel
PrizeRebel has been paying members since 2007, with over $40 million in payouts to date. It pays for surveys, offer walls, watching videos and referrals, and the PayPal cashout threshold is just $5 (500 points).
What makes PrizeRebel stand out is payout speed—most PayPal redemptions process within 24 hours, and Gold level members get instant payouts. The platform also offers gift cards, prepaid Visa and even crypto as alternatives.
Requirements: 18+, available worldwide Cashout minimum: $5 (500 points) Time to payout: Within 24 hours
How to Maximize Earnings From PayPal Apps
Once you’ve picked your apps, a few habits can help you cash out faster and more often.
- Complete your profile in full on every app. This matches you to higher-paying surveys and offers.
- Stack two or three apps so you always have something to earn from when one runs dry.
- Watch for daily bonuses and streaks. KashKick, for example, enters you into a daily sweepstakes just for logging in.
- Cash out as soon as you hit the minimum. Holding large balances is risky if accounts get flagged or apps shut down.
- Stick with games and offers you actually enjoy. Burnout kills consistency, and consistency is what makes PayPal payouts predictable.
- Refer friends when programs are generous. KashKick gives you 25% of your friends’ game and deal earnings, which adds up over time.
How to Avoid Scams With Money Making Apps
Not every app that claims to pay PayPal actually delivers. Here’s how to spot the legit ones.
- Watch for unclear payout details. If a site doesn’t tell you the minimum, processing time and method upfront, that’s a red flag. Legit platforms are transparent.
- Avoid apps that charge fees. You shouldn’t pay to sign up, pay to cash out or pay for premium features that unlock real earnings. The only exception is investment platforms with documented account fees.
- Check the reviews. Look at Trustpilot, App Store and Google Play ratings—but also check Reddit, where users tend to be more candid about what’s working and what’s not.
- Be skeptical of huge promises. Apps advertising $500 a day for survey-taking are almost always fake. Real rewards apps make modest claims because the earnings are modest.
- Verify ownership. Established platforms tell you who owns them. Sketchy apps hide that info or list shell companies.
Choose the Best PayPal Money Making App
If you want a single app that combines real PayPal cash, a low $10 minimum, fast 1-3 day payouts and multiple ways to earn, KashKick is the easiest place to start. You can play games, take surveys and claim deals all in one place—no points to decode, no waiting weeks for your money.
For users who want variety, pairing KashKick with one or two of the survey-only apps above (like Survey Junkie or Branded Surveys) is the most reliable way to keep cash flowing into your PayPal account.
👉 Sign up for KashKick today and cash out to PayPal in just 1-3 days.
FAQs: Money Making Apps That Pay Through PayPal
Which app pays the most through PayPal?
Earnings vary by user, but KashKick is consistently one of the top choices because it offers multiple ways to earn (games, surveys, deals and shopping) with a low $10 cashout minimum and fast 1-3 day PayPal processing.
Are PayPal money making apps legit?
Yes, the platforms in this guide are all legitimate. The key is checking reviews, payout terms and ownership before signing up. Avoid any app that charges fees to cash out or makes guarantees about earning hundreds of dollars a day.
What’s the lowest cashout minimum for PayPal?
JustPlay has no minimum for first-time payouts, followed by Google Opinion Rewards at $2, and Survey Junkie, Branded Surveys, Prime Opinion and PrizeRebel at $5. KashKick’s $10 minimum is also among the most accessible, especially when you factor in the variety of ways to earn—and it’s much lower than Swagbucks’ $25 PayPal threshold.
Can I really make money with PayPal apps?
You can earn real money, but keep expectations realistic. Most members use these apps as side income, earning anywhere from $5 to a few hundred dollars a month depending on time invested. They’re not a replacement for a full-time job, but they’re a legit way to give your free time a raise.
